Debt Relief
Top Companies in 2024
American Debt Relief vs National Debt Relief
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- No upfront fees
- Free debt consultation
- A+ BBB rating
- User-friendly user dashboard
- No upfront fees
- Lower minimum debt requirement
- A+ BBB rating
- Fees are not disclosed
- Minimum debt amount not disclosed
- Do not mention states covered
- No mobile app
- Additional fees not disclosed
- Not available in all states
- No mobile app
American Debt Relief was founded in 2012 in Plano, Texas. Their specialty is debt settlement solutions for anyone facing unsecured debt challenges, primarily with credit card debt. They are accredited by the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA), and boast an A+ rating from the Better Business Bureau (BBB). They have successfully settled over $1 billion in debt to date on behalf of thousands of Americans across 44 states and Washington, D.C. They follow a performance-based fee structure, charging fees only after successfully negotiating settlements with creditors. Their customer feedback is mixed with many admiring their personalized service and expertise, while some had concerns over communication delays and transparency. If you want to form your own opinion on them, read this review to learn more about them!
Founded in 2009 in New York, National Debt Relief has become a leading name in debt settlement, known for their compassionate approach and remarkable track record. They offer free consultations and work tirelessly to negotiate significant reductions in unsecured debts, having settled over $1 billion for more than 500,000 clients. National Debt Relief's commitment to excellence is reflected in their A+ rating from the Better Business Bureau (BBB) and accreditation by the American Association for Debt Resolution (AADR). Their website provides extensive resources and educational materials to help you make informed financial decisions. To know more, read the full review.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 30% after fees
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 24 - 48 months
- Trustpilot Score : 4.9 out of 5
- Customer Experience : Good
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 30%-50%
- BBB Rating : A+
- Fees : 15%-25% of total enrolled debt
- Timeframe : 24-48 months
- Money-Back Guarantee : False
- Trustpilot Score : 4.7 out of 5
- Customer Experience : Excellent
- Settled large amounts of debt
- Easy-to-use client dashboard
- You can track your progress in real-time
- Lower fees range
- Lower debt minimum requirement
- Large amount of debt settled
- Large network of creditor relationships
- Provides “satisfaction guarantee”
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills—Undisclosed
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket—Undisclosed
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