trusted formAmerican Debt Relief vs CreditAssociates | Several.com
Although we earn commissions from partners, we ensure unbiased evaluations. More on our 'How We Work' page

American Debt Relief vs CreditAssociates

Press [Add to Compare] to Edit, Add or Remove Vendors

Pros
  • No upfront fees
  • Free debt consultation
  • A+ BBB rating
  • User-friendly user dashboard
Pros
  • No upfront fees and free consultation
  • Performance-based fees
  • Money-back guarantee
  • Certified by AFCC, AFCC, and IAPDA
  • 24/7 online access
Cons
  • Fees are not disclosed
  • Minimum debt amount not disclosed
  • Do not mention states covered
  • No mobile app
Cons
  • Services not available in all states
  • Lack of clarity about requirements
  • Must prove financial hardship to qualify for the program
  • Limited debt relief options
Summary

American Debt Relief was founded in 2012 in Plano, Texas. Their specialty is debt settlement solutions for anyone facing unsecured debt challenges, primarily with credit card debt. They are accredited by the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA), and boast an A+ rating from the Better Business Bureau (BBB). They have successfully settled over $1 billion in debt to date on behalf of thousands of Americans across 44 states and Washington, D.C. They follow a performance-based fee structure, charging fees only after successfully negotiating settlements with creditors. Their customer feedback is mixed with many admiring their personalized service and expertise, while some had concerns over communication delays and transparency. If you want to form your own opinion on them, read this review to learn more about them!

Summary

Since its foundation in 2007 in Dallas, Texas, CreditAssociates has been serving debt-ridden Americans across 44 states to settle their balances by half. Their specialty is personalizing debt-relief solutions, starting with a free consultation followed by creditors' negotiations and debt settlement, all while charging no upfront fees and utilizing a performance-based fee structure. Their efficient debt settlement process typically spans 24 to 36 months, faster than industry norms, underscored by accreditation from the American Fair Credit Council (AFCC), certification from the International Association of Professional Debt Arbitrators (IAPDA), and an A+ rating from the Better Business Bureau (BBB). Explore this CreditAssociates’ review and discover whether they can help you navigate your financial hardship!

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 30% after fees
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 24 - 48 months
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 50%
  • BBB Rating : A+
  • Fees : 22-25% of total enrolled debt
  • Timeframe : 24 to 36 months
  • Money-Back Guarantee : "True"
  • Trustpilot Score : 4.9 out of 5
  • Customer Experience : Good
Selling Points
  • Settled large amounts of debt
  • Easy-to-use client dashboard
  • You can track your progress in real-time
Selling Points
  • Apple and Android mobile app
  • Lower-than-average debt settlement time
  • Relatively low minimum debt requirement
  • High promised discount rate
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Undisclosed
    Medical Bills
  • Undisclosed
    Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket
Customer Support
  • Email
  • In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket

Save Big on Debt Relief

Fill out a quick form to claim special offers on Debt Relief

image