Compare between ClearOne Advantage and other vendors

A certified debt specialist will conduct a thorough debt analysis and savings estimate, and develop a practical repayment plan that fits your budget. This process usually takes less than 20 minutes and can be done over the phone or online. Afterward, you'll receive a personalized debt relief analysis outlining ClearOne's services and showing potential savings.

The debt analysis process will not affect your credit score. It simply allows the company to expedite the debt analysis and provide you with a more accurate savings estimate, all without any impact on your credit.

ClearOne Advantage Client Loyalty Group is available by phone or chat during the following hours:

Phone Support: Monday through Friday from 9:00 AM to 5:00 PM EST.

Chat Support: Monday through Friday from 8:00 AM to 6:00 PM EST, and on Saturday from 9:00 AM to 5:00 PM EST.

As your debts are successfully resolved, COA will notify you with the details of each settlement for your review and approval. If you successfully complete the program, and all your applicable debts are settled as agreed upon, they will send you a comprehensive graduation packet. This packet includes documentation confirming your settlements and provides valuable information to guide you toward financial wellness.

Their services are not available in all states, but they have grown to serve more of the US over time. They are currently available in 47 states and Washington DC, but don't yet serve Illinois, Montana, or Oregon.

Debt settlement time depends on eligibility, enrolled debt, monthly payments, and consistency. The first account settlement may take three to four months or longer. Their 'graduates' complete the whole program in as little as 24-60 months, although ClearOne stresses that this is not a guarantee.

They guarantee your satisfaction at several aspects of their program. If at first you're not fully satisfied, you can notify them within 30 days and receive a full refund of all fees paid, and your program will be terminated. If you withdraw after 30 days, you will still receive all funds in your account except for earned fees. They also offer a First Settlement Savings Limited Guarantee, providing a refund of all settlement fees paid, if no savings are realized upon your first settlement, within seven days.