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Credit Saint

Credit Saint

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Pros
  • Wide range of removals
  • Flexible cancellation policy
  • Customer portal to track progress
  • Experienced and dedicated team
Cons
  • Higher pricing and initial fees
  • Not available in all states
  • Cannot guarantee positive outcomes
Summary

Credit Saint is a well-established credit repair company founded in 2004. They are headquartered in Saddle Brook, New Jersey, and specialize in helping clients improve their credit scores by addressing inaccuracies and negative items on their credit reports. The company offers educational resources to assist clients in better understanding and managing their credit. Their services are tailored to help individuals with poor or fair credit improve their financial standing, having served over 200,000 such clients in removing inaccurate items from their credit reports. They emphasize compliance with regulations such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) to protect clients' rights when dealing with debt collectors. For added customer convenience and protection, they offer a user-friendly online portal for secure data sharing and real-time tracking of disputes. Credit Saint has a strong reputation in the credit repair industry, consistently earning top ratings and holding an A rating from the BBB. Customers appreciate their clear pricing, comprehensive service, and effective customer support.

Quick Stats
  • BBB Rating : A
  • Cancelation Policy : Cancel anytime; fees may apply based on service agreement
  • Trustpilot Score : 4.7 out of 5
  • Initial Fees : $99 to $195
  • Money-Back Guarantee : 90 days
  • Monthly Fee : Starting at $79.99
  • Customer Experience : Good
  • Unlimited Disputes : "True"
  • Service Coverage : 45 states, excluding DC, Kansas, Maine, Mississippi, Oregon, and South Carolina
Selling Points
  • 90-day money-back guarantee
  • Comprehensive service packages
  • Free credit repair consultation
  • Maintains an A rating from the BBB
Services & Perks
  • Cease & Desist Letters
  • Compliance with Regulations (FCRA, FDCPA, etc.)
  • Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Financial Education Resources/Tools
  • Free Consultation
  • Goodwill Letters
  • Identity Theft Protection
Customer Support
  • Email
  • FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Payment Options
  • Automatic bank drafts (ACH)
  • Checks
  • Credit/Debit Cards
  • Family or Couples Discounts
  • PayPal
FAQs
How much does Credit Saint cost?
How can I track my progress?
Can I apply for credit while using Credit Saint's services?
Will paying my bills restore my credit?
Is Credit Saint a legit company?