Credit Repair
Top Companies in 2024
Sky Blue vs The Credit People
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- 45-day dispute cycle
- Couples discounts
- Extensive services
- Free consultation
- Credit monitoring
- Money-back guarantee
- Lacks transparency on state coverage
- Doesn’t provide a mobile application
- Lack of transparency states of coverage
- Cancellation policy complexity
Sky Blue Credit is a reputable credit repair company based in Boca Raton, Florida that has been helping individuals improve their credit scores since 1989. With a focus on accuracy, efficiency, and personalized service, Sky Blue Credit offers a comprehensive suite of tools and strategies to dispute inaccuracies, optimize credit scores, and rebuild credit. Sky Blue Credit's services include a line-by-line review of credit reports, customized dispute letters, and a 45-day turnaround time for resolving disputed items. They also provide credit rebuilding advice, secured card recommendations, and support for creditor interventions and debt validation. Sky Blue Credit's unique features include a 90-day money-back guarantee and the ability to pause membership if needed. Customer reviews of Sky Blue Credit are generally positive, with a 4.4-star rating out of 5 based on over 470 reviews. The company has a strong industry presence, having helped thousands of customers and maintaining a 3.29-star rating on the Better Business Bureau website. Sky Blue Credit's 35-day dispute cycle is ten days faster than the industry standard, providing quicker client results. Whether you're looking to remove errors, negotiate with creditors, or develop a long-term credit rebuilding plan, Sky Blue Credit is a reputable choice that offers a user-friendly interface and a commitment to customer satisfaction.
Established in 2001 and headquartered in the United States, The Credit People is a reputable credit repair company with over 15 years of experience helping customers improve their credit scores. The company's mission is to provide comprehensive credit repair services and empower individuals to achieve their financial goals. The Credit People offers a range of services, including obtaining credit reports from all three major bureaus, disputing inaccuracies, and working to remove negative items from customers' credit histories. Unique features include an online account portal that allows 24/7 access to monitor progress, a satisfaction guarantee, and a credit repair service discount for couples. Customers have praised The Credit People's team of FCRA-certified agents, who are knowledgeable about credit repair laws and dedicated to achieving positive results. The company has demonstrated their commitment to customer satisfaction with an overall rating of 3.9 out of 5 on review platforms. By leveraging their extensive industry experience and innovative approach, The Credit People aims to help individuals overcome credit challenges and unlock new financial opportunities. Intrigued readers are encouraged to explore the company's services and customer testimonials to learn more about how The Credit People can assist in their credit repair journey.
- BBB Rating : A+
- Cancelation Policy : Yes
- Trustpilot Score : 2.9 out of 5
- Initial Fees : $79
- Money-Back Guarantee : 90 days (under specific conditions)
- Monthly Fee : Starting at $79.00 per month
- Customer Experience : "True"
- Unlimited Disputes : True
- Service Coverage : Undisclosed
- BBB Rating : C+
- Cancelation Policy : Available
- Trustpilot Score : 2.3 out of 5
- Initial Fees : $19
- Money-Back Guarantee : Available
- Monthly Fee : Starting at $119
- Customer Experience : "True"
- Unlimited Disputes : "True"
- No charge for 6 days
- 90-day money-back guarantee
- Interactive website
- Satisfaction guarantee
- Team of certified representatives
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket
- Automatic bank drafts (ACH)
- Checks—Undisclosed
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal
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