Credit Repair
Top Companies in 2024
MSI Credit Solutions vs Sky Blue
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- Comprehensive free consultation
- Unlimited disputes with major credit agencies
- 45-day dispute cycle
- Couples discounts
- Extensive services
- Limited visibility into service processes
- Absence of a dedicated mobile application
- No accreditation from the Better Business Bureau (BBB)
- Lacks transparency on state coverage
- Doesn’t provide a mobile application
Founded in 2006 and headquartered in Frisco, Texas, MSI Credit Solutions has established themselves as a prominent player in the credit repair industry. The company offers services designed to help individuals dispute inaccuracies on their credit reports and improve their credit scores. With a focus on personalized service, MSI provides one-on-one consultations with senior credit experts, unlimited disputes with major credit bureaus, and assistance with debt validation and cease-and-desist letters. MSI Credit Solutions is a certified National Association of Credit Services Organizations (NACSO) member and has received accolades such as the Super Service Award from Angie's List and an Editor’s Choice Award from BadCredit.org. Their commitment to customer satisfaction is reflected in their impressive ratings, boasting 4.7 stars on Trustpilot and 4.8 stars on Google. Unique features include a performance guarantee that promises refunds if clients do not see results and 24/7 access to an online credit portal. The company emphasizes transparency and integrity, often advising clients on the best course of action, even if it means recommending they do not require their services. With over 17 years of experience, MSI Credit Solutions is well-equipped to support clients on their journey to better credit.
Sky Blue Credit is a reputable credit repair company based in Boca Raton, Florida that has been helping individuals improve their credit scores since 1989. With a focus on accuracy, efficiency, and personalized service, Sky Blue Credit offers a comprehensive suite of tools and strategies to dispute inaccuracies, optimize credit scores, and rebuild credit. Sky Blue Credit's services include a line-by-line review of credit reports, customized dispute letters, and a 45-day turnaround time for resolving disputed items. They also provide credit rebuilding advice, secured card recommendations, and support for creditor interventions and debt validation. Sky Blue Credit's unique features include a 90-day money-back guarantee and the ability to pause membership if needed. Customer reviews of Sky Blue Credit are generally positive, with a 4.4-star rating out of 5 based on over 470 reviews. The company has a strong industry presence, having helped thousands of customers and maintaining a 3.29-star rating on the Better Business Bureau website. Sky Blue Credit's 35-day dispute cycle is ten days faster than the industry standard, providing quicker client results. Whether you're looking to remove errors, negotiate with creditors, or develop a long-term credit rebuilding plan, Sky Blue Credit is a reputable choice that offers a user-friendly interface and a commitment to customer satisfaction.
- BBB Rating : C+
- Cancelation Policy : Anytime
- Trustpilot Score : 4.1 out of 5
- Initial Fees : As low as 98 dollars
- Money-Back Guarantee : Available
- Monthly Fee : Starts at $98 a month
- Customer Experience : "True"
- Unlimited Disputes : "True"
- BBB Rating : A+
- Cancelation Policy : Yes
- Trustpilot Score : 2.9 out of 5
- Initial Fees : $79
- Money-Back Guarantee : 90 days (under specific conditions)
- Monthly Fee : Starting at $79.00 per month
- Customer Experience : "True"
- Unlimited Disputes : True
- Service Coverage : Undisclosed
- Cease-and-desist letters to collection agencies
- Robust customer support and coaching
- 24/7 access to the online portal
- No charge for 6 days
- 90-day money-back guarantee
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks—Undisclosed
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal—Undisclosed
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