Credit Repair
Top Companies in 2024
AMB Credit Consultants vs Sky Blue
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- Unlimited and advanced disputes
- User-friendly online portal
- 45-day dispute cycle
- Couples discounts
- Extensive services
- No flexible plans
- Not accredited by the BBB
- They have a cancellation fee
- Lacks transparency on state coverage
- Doesn’t provide a mobile application
AMB Credit Consultants, a Dallas-based credit repair company founded in 2007, has been helping consumers across America improve their credit scores for over a decade. AMB Credit Consultants, led by Arnita Johnson-Hall, who personally overcame credit challenges, offers a personalized "Credit Empowerment Program" that equips clients with the tools and knowledge needed to gain substantial credit leverage and achieve their financial goals. AMB Credit Consultants' services include customized credit solutions, credit report audits, dispute resolution, and ongoing credit education. The company operates on a "no progress, no pay" policy and provides clients with a 180-day money-back guarantee, showcasing their confidence in delivering results. With a team of seasoned experts proficient in credit analysis and dispute resolution, AMB Credit Consultants has garnered positive client feedback and a sterling reputation in the credit repair industry. The company's commitment to transparency is evident through their online client portal, which allows customers to track their credit repair journey in real-time. AMB Credit Consultants empowers individuals to transform their credit and financial lives by disputing errors on credit reports and providing comprehensive credit counseling. The company's mission extends beyond mere credit repair, focusing on instilling good credit decisions for sustained financial health.
Sky Blue Credit is a reputable credit repair company based in Boca Raton, Florida that has been helping individuals improve their credit scores since 1989. With a focus on accuracy, efficiency, and personalized service, Sky Blue Credit offers a comprehensive suite of tools and strategies to dispute inaccuracies, optimize credit scores, and rebuild credit. Sky Blue Credit's services include a line-by-line review of credit reports, customized dispute letters, and a 45-day turnaround time for resolving disputed items. They also provide credit rebuilding advice, secured card recommendations, and support for creditor interventions and debt validation. Sky Blue Credit's unique features include a 90-day money-back guarantee and the ability to pause membership if needed. Customer reviews of Sky Blue Credit are generally positive, with a 4.4-star rating out of 5 based on over 470 reviews. The company has a strong industry presence, having helped thousands of customers and maintaining a 3.29-star rating on the Better Business Bureau website. Sky Blue Credit's 35-day dispute cycle is ten days faster than the industry standard, providing quicker client results. Whether you're looking to remove errors, negotiate with creditors, or develop a long-term credit rebuilding plan, Sky Blue Credit is a reputable choice that offers a user-friendly interface and a commitment to customer satisfaction.
- BBB Rating : C+
- Cancelation Policy : Unknown
- Trustpilot Score : N/R
- Initial Fees : One-time enrollment fee of $149
- Money-Back Guarantee : Not available
- Monthly Fee : Starts at $99 a month
- Unlimited Disputes : "True"
- BBB Rating : A+
- Cancelation Policy : Yes
- Trustpilot Score : 2.9 out of 5
- Initial Fees : $79
- Money-Back Guarantee : 90 days (under specific conditions)
- Monthly Fee : Starting at $79.00 per month
- Customer Experience : "True"
- Unlimited Disputes : True
- Service Coverage : Undisclosed
- Unlimited case reviews upon request
- Unlimited and advanced disputes
- No charge for 6 days
- 90-day money-back guarantee
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters—Undisclosed
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks—Undisclosed
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal—Undisclosed
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