Credit Repair
Top Companies in 2024
AMB Credit Consultants vs Credit Saint
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- Unlimited and advanced disputes
- User-friendly online portal
- Wide range of removals
- Flexible cancellation policy
- Customer portal to track progress
- Experienced and dedicated team
- No flexible plans
- Not accredited by the BBB
- They have a cancellation fee
- Higher pricing and initial fees
- Not available in all states
- Cannot guarantee positive outcomes
AMB Credit Consultants, a Dallas-based credit repair company founded in 2007, has been helping consumers across America improve their credit scores for over a decade. AMB Credit Consultants, led by Arnita Johnson-Hall, who personally overcame credit challenges, offers a personalized "Credit Empowerment Program" that equips clients with the tools and knowledge needed to gain substantial credit leverage and achieve their financial goals. AMB Credit Consultants' services include customized credit solutions, credit report audits, dispute resolution, and ongoing credit education. The company operates on a "no progress, no pay" policy and provides clients with a 180-day money-back guarantee, showcasing their confidence in delivering results. With a team of seasoned experts proficient in credit analysis and dispute resolution, AMB Credit Consultants has garnered positive client feedback and a sterling reputation in the credit repair industry. The company's commitment to transparency is evident through their online client portal, which allows customers to track their credit repair journey in real-time. AMB Credit Consultants empowers individuals to transform their credit and financial lives by disputing errors on credit reports and providing comprehensive credit counseling. The company's mission extends beyond mere credit repair, focusing on instilling good credit decisions for sustained financial health.
Credit Saint is a well-established credit repair company founded in 2004. They are headquartered in Saddle Brook, New Jersey, and specialize in helping clients improve their credit scores by addressing inaccuracies and negative items on their credit reports. The company offers educational resources to assist clients in better understanding and managing their credit. Their services are tailored to help individuals with poor or fair credit improve their financial standing, having served over 200,000 such clients in removing inaccurate items from their credit reports. They emphasize compliance with regulations such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) to protect clients' rights when dealing with debt collectors. For added customer convenience and protection, they offer a user-friendly online portal for secure data sharing and real-time tracking of disputes. Credit Saint has a strong reputation in the credit repair industry, consistently earning top ratings and holding an A rating from the BBB. Customers appreciate their clear pricing, comprehensive service, and effective customer support.
- BBB Rating : C+
- Cancelation Policy : Unknown
- Trustpilot Score : N/R
- Initial Fees : One-time enrollment fee of $149
- Money-Back Guarantee : Not available
- Monthly Fee : Starts at $99 a month
- Unlimited Disputes : "True"
- BBB Rating : A
- Cancelation Policy : Cancel anytime; fees may apply based on service agreement
- Trustpilot Score : 4.7 out of 5
- Initial Fees : $99 to $195
- Money-Back Guarantee : 90 days
- Monthly Fee : Starting at $79.99
- Customer Experience : Good
- Unlimited Disputes : "True"
- Service Coverage : 45 states, excluding DC, Kansas, Maine, Mississippi, Oregon, and South Carolina
- Unlimited case reviews upon request
- Unlimited and advanced disputes
- 90-day money-back guarantee
- Comprehensive service packages
- Free credit repair consultation
- Maintains an A rating from the BBB
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters—Undisclosed
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation—Undisclosed
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- FAQs
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal
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