B&B Automotive Review With Flexible Financing Options

Company Overview

For more than three decades, this provider has operated from a physical lot at 7021 Bristol Pike, Levittown, PA. They serve buyers across Bucks and Montgomery counties — including nearby towns such as Trenton, Burlington, and areas around Philadelphia — offering a broad selection of pre-owned sedans, trucks, SUVs, and even luxury or work-oriented vehicles. 

This company is not just a typical used-car lot. They aim to support customers with a variety of credit backgrounds by offering in-house financing. They partner with over twenty auto lenders to increase chances of credit approval, with options for "bad credit" or low down-payment buyers. Their goal appears to be making car ownership accessible even for those who may have been turned away elsewhere.

Beyond financing, they offer extra services such as trade-in options, a warranty plan under "B&B Assurance," and the ability to pre-approve buyers quickly — sometimes within 60 seconds, according to their site. Their inventory and financing flexibility together make them a potential match for first-time buyers, people rebuilding credit, or those seeking a reliable vehicle without a high up-front cost. On reputation, public data is mixed. The company is listed on Better Business Bureau (BBB) under "B & B Automotive, Incorporated," but they are not BBB-accredited. 

Company's Features & Solutions

Inventory and vehicle variety

• Wide selection of pre-owned vehicles: They stock sedans, SUVs, trucks, minivans, and crossovers across a broad range of brands — from economy cars to larger family or work vehicles
• Frequent inventory updates: Their stock changes regularly, giving you a reasonable chance to find different makes and models when you revisit or check their online inventory

Financing and credit flexibility

• In-house financing for all credit types: They work with over 20 auto lenders to help customers with good credit, bad credit, no credit, or past credit problems like bankruptcy or repossessions
• Quick pre-approval process: Their "60-Second Approval" tool lets you see if you qualify fast — useful if you want to move quickly or test options without long waits 
• Flexible down payments and loan terms: They often accept low down payments (sometimes as low as $99) and try to tailor loan terms to match a buyer's budget and financial situation

Vehicle protection and assurance

• B&B Assurance Warranty: Many vehicles pass a detailed inspection and qualify for warranties. Coverage includes 18-month/18,000-mile powertrain warranty; some even extend to 4 year/48,000-mile coverage
• Free vehicle history report: Every car comes with a free CARFAX (or similar) report, helping you understand its past — accidents, title history, salvage or flood flags — before purchase
• Quality inspection and background check: Before selling, each vehicle goes through a background check and a bumper-to-bumper mechanical inspection to ensure safety and condition

Additional services and incentives

• Trade-in offers with good value: They accept trade-ins and often give "top dollar" for a customer's existing vehicle — useful if you plan to trade up
• Promotions and "all credit approved" events: They regularly run used-car promos and special financing deals meant to make purchases more accessible, regardless of credit history
• Online inventory browsing and pre-approval tools: Their website lets you browse current cars and apply for financing pre-approval before visiting the lot — convenient if you prefer a digital-first approach

Support for credit recovery and buy-here-pay-here alternative

• Support for buyers with poor or limited credit: They market themselves as a more flexible alternative to strict "buy-here-pay-here" dealers, focusing on approval through lender partnerships rather than high-interest captive financing
• Opportunity to rebuild credit: By financing through external lenders while making regular payments, buyers potentially improve their credit profiles over time 

Plans & Prices

Vehicles at this dealership can be purchased outright or financed through one of their lending partners. Their financing model is designed to accommodate a wide range of credit profiles, including buyers with limited or damaged credit histories. Applicants can start with an online form where pre-approval decisions are often delivered quickly, giving shoppers clarity on what they may qualify for before they step onto the lot. Financing is handled through outside lenders rather than a traditional in-house "buy here, pay here" structure, which opens the door to more flexible loan terms and competitive rates.

Loan terms vary, typically ranging from shorter 24-month options to longer 72-month plans. Based on the dealership's promotional information, buyers with strong credit may receive favorable offers, such as low monthly payments starting around $99 or terms that require little to no down payment. That said, these promotional figures are not guaranteed for every customer and are subject to lender approval. Buyers with weaker credit profiles may see different terms based on their income, credit history, and overall financial situation.

Warranty coverage and payment methods

Many vehicles include warranty protection under the dealership's "B&B Assurance" program, with coverage ranging up to 18 months or eighteen thousand miles, and in some cases, longer. Each car also typically comes with a complimentary vehicle history report, offering visibility into prior ownership, accidents, and other essential background information. Trade-ins are accepted, which allows customers to reduce the overall purchase price or offset the down payment required. The dealership also promotes periodic specials and financing-friendly events designed to make vehicles more accessible, particularly for customers with tighter budgets.

The dealership does not clearly list accepted payment methods on its website. Based on external research, transactions are commonly completed through financing arrangements or standard in-person payment methods. Since the exact accepted options (such as cash, debit, or credit cards) are not fully disclosed, customers should verify payment methods in advance to avoid potential inconvenience during closing.

Certain details may vary and require clarity before signing paperwork. Promotional terms such as zero-down financing or unusually low monthly payments typically depend on a buyer's credit profile and lender approval, so assumptions should be avoided. Warranty coverage may also differ from vehicle to vehicle, meaning customers should review the full terms rather than assume uniform protection. A careful review of interest rates, total loan cost, and any add-on fees is important to ensure the financing remains within budget and aligns with expectations.

Advantages

• Flexible financing opportunities for a wide range of credit histories: They connect applicants with over twenty lenders rather than forcing a single financing source. This flexibility increases approval chances for buyers who may struggle elsewhere due to limited or damaged credit, making it easier to move forward with a purchase that fits their budget and lifestyle
• Warranty coverage can reduce long-term repair risks: The B&B Assurance program features powertrain coverage for qualifying vehicles, which can significantly reduce out-of-pocket expenses if a major component fails. This helps customers feel more confident purchasing a used vehicle rather than worrying about immediate repair bills
• Vehicle history reports are provided upfront: Each car typically comes with a background report showing accident history, ownership records, and other essential data. This helps shoppers feel more informed and supports a smarter decision by reducing uncertainty about the vehicle's past
• Inventory includes many types of vehicles across price ranges: They offer sedans, trucks, SUVs, and other body styles, giving shoppers enough options to find a vehicle that suits daily habits or work needs. This variety is helpful for people who want to compare choices in one place rather than moving between several lots
• Trade-in options help reduce overall purchase cost: Customers who bring their existing vehicle can put its value toward the purchase of another one. This can lower the required down payment or monthly payment, particularly useful for people looking to keep their loan affordable
• Online pre-approval provides clarity before visiting the dealership: The ability to check eligibility in advance saves time and reduces stress for customers unsure about their financing options. Knowing whether approval is likely can lead to a more productive visit and eliminate unnecessary back-and-forth discussions at the lot

Disadvantages

• Financing terms vary widely based on credit profile: Although flexible financing is presented as a strength, the actual cost of the loan can differ greatly depending on creditworthiness and lender terms. This uncertainty may make budgeting difficult for buyers who expected low promotional rates
• Warranty coverage details are not always clearly explained online: While the assurance program offers useful protection, information on coverage limits or exclusions requires a conversation at the dealership. Shoppers who want to compare plans beforehand may find this lack of upfront detail frustrating
• Public reputation signals are mixed and require careful reading: Some external feedback highlights dissatisfaction with communication or follow-up, which can introduce doubt for cautious buyers. Prospective customers may want to ask more questions and verify terms in writing to reduce any chance of misunderstandings

Customer Experience

Customer feedback varies depending on the review platform. They are not accredited by the BBB. On Yelp, they currently score 1.6 out of 5, showing significant dissatisfaction from customers. Meanwhile, Google Reviews reflects a much more positive sentiment, with a 4.5 out of 5 rating.

Positive feedback

Many customers emphasize how approachable and supportive the staff can be, especially when credit is an issue. One review says they were able to secure financing despite concerns about their credit, and that the process felt straightforward. Several customers mention that team members took the time to explain paperwork and financing terms, which helped them feel comfortable with the purchase. Other reviewers highlight helpful service personnel and note that they appreciated the dealership's willingness to work with unusual or challenging financial circumstances.

Critical feedback

Some buyers report serious issues shortly after purchase, including major mechanical failures and repeated service visits. Several reviewers state that contacting the dealership for repairs or follow-up support was difficult and often resulted in unreturned calls. Others mention frustration over interest rates that were significantly higher than expected once financing terms were finalized. More than one customer describes their experience as stressful due to ongoing repair costs, confusion around warranty limits, and communication problems that made it hard to get timely answers.

Based on available reviews, the company does not appear to respond to most complaints left on public platforms. Many negative reviews remain unaddressed, which can make it difficult for customers seeking follow-up communication or resolution.

Customer Support

Customer support appears limited. There is no 24/7 support, no live chat, and no clearly listed customer service phone number or email. The website only offers a general contact form aimed mostly at financing and sales inquiries rather than after-sales concerns. 

Conclusion

This dealership appeals to a wide range of buyers through flexible financing, a diverse inventory of pre-owned cars, and the availability of warranty coverage on many vehicles. Shoppers with strong or challenged credit histories can find pathways to approval, making the company accessible to customers who may have been overlooked elsewhere. The ability to browse online and quickly apply for pre-approval saves time and supports buyers who want clarity before stepping onto the lot.

Several advantages make this dealership appealing to different types of buyers. Their partnerships with multiple lenders increase the likelihood of approval, especially for shoppers who may have struggled elsewhere. Warranty coverage helps limit the cost of unexpected repairs and provides added peace of mind after purchase. Trade-in options allow customers to reduce their upfront costs, which can make financing more manageable. At the same time, there are drawbacks to consider, including inconsistent responsiveness after the sale and financing terms that may feel unclear or higher than expected.

Choosing a used-car provider depends on what matters most to you. To see how this dealership compares to others in the industry, explore our full list of car dealership reviews. For side-by-side comparisons based on features, pricing, financing options, and warranty support, try our interactive comparison tool. And if you want insights, guidance, or tips to navigate the used car market better, browse the latest articles on our blog.