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Coverage depends on the tier. The Powertrain plan covers the engine, transmission, transfer case, and drive axle. The Standard plan adds suspension, steering, brakes, heating and air conditioning, electrical, and cooling system. The Comprehensive plan is exclusionary, covering virtually all mechanical, electrical, and electronic components except a stated list of exclusions, including glass, tires, exhaust, catalytic converter, brake pads and rotors, and routine maintenance items. A dedicated EV service contract is also available, with the Comprehensive EVSC tier covering the high-voltage battery.

Yes. Zurich offers a dedicated Electric Vehicle Service Contract (EVSC) structured around the same three tiers as their standard VSC. The EVSC Comprehensive plan is notable for covering the EV high-voltage battery, a component that most extended warranty providers exclude entirely. The Standard and Powertrain EVSC tiers cover EV drive systems and transmission, but do not include battery coverage.

Pricing is not published online and is only available through a participating dealership or by calling Zurich. Costs vary significantly based on vehicle make, model, year, mileage, coverage tier, deductible, and term length. Total costs can range from approximately $1,500 for a mainstream vehicle on a standard plan to $6,000 or more for a luxury or performance vehicle under the Comprehensive plan. Deductibles typically range from $0 to $200 per repair visit.

Yes, on most plans. Coverage is transferable to a new private owner if you sell your vehicle before the contract expires. However, if you trade your vehicle in at a dealership rather than sell it privately, the plan is canceled, and a prorated refund is issued instead of a transfer.

No. Zurich vehicle service contracts do not renew automatically or offer a renewal option at the end of their term. When your contract expires, you must purchase a new plan. This is worth factoring into long-term coverage planning, as there is no guarantee the same pricing or terms will be available at renewal time.

Yes, most Zurich plans are cancelable at any time. Refund terms vary by contract and state; a prorated refund is generally available, less any applicable cancellation fees. Contact your selling dealership or call Zurich to confirm your specific cancellation options and initiate the process.

Zurich vehicle service contracts are available in all 50 states through participating dealerships. In Florida, contracts are issued and administered by Vehicle Dealer Solutions, Inc. rather than Zurich's primary administrator, Universal Underwriters Service Corporation. In California and New York, UUSC operates under the d/b/a UUSC Service Company. Confirm availability and any state-specific terms with your dealer before purchasing.

The primary number for vehicle owners—covering purchasing, transferring, or canceling a plan—is 888-835-5063. For VSC claims on cars and trucks, the authorization line is 1-800-643-9059, available Monday through Friday, 7 AM to 8 PM CT. For motorcycle and powersports claims, call 1-800-494-3214. For general Zurich North America inquiries across all products, call 1-800-382-2150.