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AUL is still active, though it now operates under the ownership of Protective Life Insurance Company, headquartered in Chesterfield, Missouri, as of 2022. Plans are administered by Protective Asset Protection, Inc., and the AUL brand name continues to be used at dealerships.

AUL Corp is the original brand name of the vehicle service contract provider founded in 1990. Following Protective Life's acquisition in 2022, AUL Corp became part of Protective Asset Protection, which is Protective Life Corp.'s asset protection division. AUL-branded plans are still sold through dealerships, but they are now administered and underwritten under the Protective Asset Protection umbrella. If you have an existing AUL contract, your claims and customer service are handled by Protective Asset Protection.

Coverage depends on which plan you purchase and which coverage tier it includes. AUL plans range from basic powertrain protection—covering the engine, transmission, drive axle, and turbocharger—through exclusionary Reserve-level coverage, which covers all mechanical and electrical components except a short list of stated exclusions. Specialty products cover hybrid and EV battery components, advanced driver assistance systems and technology features, and vehicles still under factory powertrain warranty. What is not covered under any plan includes routine maintenance, wear items, damage from neglect or overheating, and any repair not authorized by AUL prior to work beginning.

Yes, on select products. AUL trademarked the Any Year Any Mileage concept and offers it across certain plans, particularly at lower coverage tiers. Higher-tier and longer-term plans typically have eligibility limits of up to 20 years or 150,000 miles. Vehicles beyond those thresholds may qualify for 12-month terms only. Confirm eligibility for your specific vehicle with the dealer before purchasing.

Most AUL contracts are transferable to a new owner if you sell the vehicle before the contract expires, though typically only once. A transfer fee may apply, and the process and terms vary by contract.

Yes, most AUL contracts are cancelable. The process requires a cancellation form signed by both you and the selling dealer, along with a mileage affidavit verifying the vehicle's current odometer reading. Submit the completed documentation to Protective Asset Protection. A prorated refund may be available depending on your contract terms.

AUL does not publish pricing online, and quotes are only available through authorized dealerships at the point of vehicle purchase. Based on available research and customer reports, total plan costs typically range from $1,000 to $4,000, depending on the coverage tier, term length, vehicle make, model, year, and mileage. Because AUL plans are F&I products sold through dealers, the price you are quoted will include the dealer's markup, and the cost is typically rolled into your vehicle financing.