RefiJet Auto Loans
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- Accepting most credit scores
- Fully online application
- Nationwide coverage
- No prepayment penalties
- No in-person service
- Not a direct lender
- Limited to refinancing
- Only eligible for cars 10 years old or newer
Founded in 2016 and based in Denver, Colorado, RefiJet offers auto loan refinancing and lease buyout loans, utilizing advanced technology to ensure seamless customer service and robust data security. RefiJet's features include a fully online application process, accommodating various vehicle types and credit scores, and connecting borrowers with a nationwide network of over 20 lenders. They offer competitive interest rates starting at 2.49% for highly qualified borrowers, with loan terms ranging from 24 to 96 months. Customers generally praise RefiJet for their efficient service and knowledgeable staff, highlighting the ease of securing better interest rates and terms. However, some have experienced delays and communication issues. RefiJet also provides additional services such as Guaranteed Asset Protection (GAP) and Extended Service Contracts (ESC) for extra financial security. Pricing includes an origination fee of up to $495, added to the total loan amount, with no prepayment penalties. RefiJet's comprehensive refinancing solutions cater to a wide range of financial needs, making them a viable option for many borrowers seeking improved loan conditions.
- Loan Terms : Ranging between 24 and 96 months
- Minimum Accepted Credit Score : 500
- APR : Range between 5.29% and 21.99%
- BBB Rating : A+
- Highly compliant
- Variety of vehicle coverage
- Highly secure
- Lease Buyout
- Loan Refinancing
- New Vehicle
- Private Party
- Used Vehicle
- Extended Warranty
- GAP Insurance
- Limited Warranty—Undisclosed
- Mobile Application—Undisclosed
- Online Account Management
- Return Policy
- Hard Credit Check
- Income
- Minimum Credit Score
- Pre-qualification With Soft Check
- Documentation/Processing Fee
- Late Payment Fees
- Origination Fee
- Prepayment Penalties
- Title Transfer Fee
- Upfront or Application Fees
- Automatic Payments
- Cash
- Check—Undisclosed
- Debit or Credit Cards
- In-Person Payments
- Mail-In Payments—Undisclosed
- Online Payments
- Phone Payments—Undisclosed
- Articles and Videos
- FAQs
- Help Guides
- Live Chat
- Phone