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Pnc Bank

PNC Bank

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Pros
  • Loan calculator
  • Rate discounts
  • Online application
Cons
  • Must apply in person for private sales
  • Minimum borrower requirements undisclosed
Summary

Founded in 1845 and headquartered in Pittsburgh, Pennsylvania, PNC Bank is one of the largest financial institutions in the United States, offering a wide range of banking services, including competitive auto loan options. Their auto loan offerings include financing for new and used vehicles, ranging from $5,000 to $100,000, and flexible repayment terms from 12 to 84 months. A standout feature is the PNC Total Auto program, powered by TrueCar, which allows customers to search for vehicles, compare prices, and receive funding quickly. PNC's Check Ready Auto Loan enables borrowers to secure financing before visiting dealerships, streamlining the purchasing process. Customers can benefit from a 0.25% interest rate discount by setting up automated payments from a PNC checking account. While PNC does not disclose specific credit requirements or offer prequalification, their quick funding timelines and extensive customer service hours enhance the overall experience. With a focus on transparency and customer convenience, PNC Bank’s auto loans are designed to cater to various needs, making it an appealing option for those looking to finance their next vehicle.

Quick Stats
  • Loan Terms : Undisclosed
  • Minimum Accepted Credit Score : Undisclosed
  • APR : Undisclosed
  • BBB Rating : A+
Selling Points
  • No prepayment penalty
  • Mobile app integration
Multiple Financing Options
  • Undisclosed
    Lease Buyout
  • Loan Refinancing
  • New Vehicle
  • Private Party
  • Used Vehicle
Additional Services
  • Undisclosed
    Extended Warranty
  • Undisclosed
    GAP Insurance
  • Undisclosed
    Limited Warranty
  • Undisclosed
    Mobile Application
  • Online Account Management
  • Undisclosed
    Return Policy
Eligibility Requirements
  • Hard Credit Check
  • Undisclosed
    Income
  • Minimum Credit Score
  • Undisclosed
    Pre-qualification With Soft Check
Fees & Costs
  • Undisclosed
    Documentation/Processing Fee
  • Undisclosed
    Late Payment Fees
  • Undisclosed
    Origination Fee
  • Undisclosed
    Prepayment Penalties
  • Undisclosed
    Title Transfer Fee
  • Undisclosed
    Upfront or Application Fees
Payment Options
  • Automatic Payments
  • Undisclosed
    Cash
  • Undisclosed
    Check
  • Debit or Credit Cards
  • Undisclosed
    In-Person Payments
  • Undisclosed
    Mail-In Payments
  • Online Payments
  • Undisclosed
    Phone Payments
Customer Support
  • Articles and Videos
  • Email
  • FAQs
  • Undisclosed
    Help Guides
  • Live Chat
  • Phone
FAQs
What credit score do you need for a PNC auto loan?
Can I view my PNC auto loan online?
What are the different ways I can pay for my auto loan through PNC?
How can I contact the PNC Bank customer support team?