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Onemain

OneMain

Compare between OneMain and other vendors

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Pros
  • Doesn't require a minimum credit score
  • Offers secured and unsecured personal loans
  • OneMain prequalification doesn't affect credit score
  • Offers small loan amounts
  • Loans can be received in the same day if approved by noon
Cons
  • Charges origination fee
  • Interest rates are higher than other lenders
  • Large loan amounts require a lien on an automobile
Selling Points
  • Offers small loan amounts
  • No minimum credit score required
  • Customized personal loans
Available Car Options
  • Undisclosed
    Used
Customer Support
  • Undisclosed
    Articles and Videos
  • Undisclosed
    Email
  • Email Support
  • Undisclosed
    FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Phone
  • Phone Support
Eligibility (Credit Score)
  • Accepts all Credit Types
  • Undisclosed
    Doesn't Cover Bad Credit
Features
  • Undisclosed
    APRs (Annual Percentage Rate) Vary
  • Mobile Application
  • Undisclosed
    Requires Minimum Credit Score
  • Undisclosed
    Test Drive
Money-Back Guarantee
  • Undisclosed
    Yes
Multiple Financing Options
  • Lease Buyout
  • New Auto
  • Private Party
  • Refinance
  • Used Auto
Payment Options
  • Automatic Payments (ACH Transactions)
  • Undisclosed
    Cash
  • Cash Payments
  • Debit or Credit cards
  • Mailed Payments
  • Undisclosed
    Major Credit Cards
Protection
  • Extended Warranty
  • GAP Insurance
  • Limited Warranty
  • Undisclosed
    Return Policy
FAQs
How will I receive my money?
Can I lower my monthly payments?
How can I make a payment?
Which documents will I be asked for before closing a loan?
How long does it take to apply and receive my loan?
What is the maximum loan amount I can get?
Why has my loan been declined?
How are my loan terms decided?