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Family and household members (including roommates) of current Navy Federal members are eligible to join. Immediate family includes parents, grandparents, siblings, children (including adopted and stepchildren), grandchildren.

Yes, NFCU offers a money-back guarantee. If you refinance your auto loan with Navy Federal, you could receive $200 cashback after 65 days and once you’ve made your first scheduled payment.

The minimum credit score for NCFU is 700.

Yes, Navy Federal offers refinancing with the same APR rates as new or used cars.

Yes, you must be a member of NFCU to qualify for auto loans

The minimum auto loan amount is $30,000.

If you choose to, you can trust the customer reviews. However, their customer reviews vary which makes it quite confusing.

Direct membership eligibility, Membership eligibility, Name, Social Security number, address, and contact information, Employer name, address, and contact information, VIN or year, make, model and mileage, Trade-in vehicle: Title or loan info and registration, Proof of Income, Proof of residence.