trusted formJovia vs DriveTime | Several.com
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Jovia vs DriveTime

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Pros
  • 100% financing
  • No prepayment penalties
  • NCUA insured
Pros
  • Accepts co-signers or co-borrower
  • Free Auto Check History Report
  • 99.9% approval odds
  • 30-day or 1,500 miles limited warranty
  • Financing options for poor credit score
  • 5-day money-back guarantee
  • 30-day, 1,500-mile warranty
  • 99% approval odds
  • A+ BBB rating and accreditation
Cons
  • Has late payment fees
  • Only finances personal use vehicles
  • Membership is required
  • Online application portal is broken
Cons
  • High interest rates
  • The website lacks a loan calculator
  • High interest rates
  • No loan calculator tool
Selling Points
  • 100% financing
  • No prepayment penalties
  • NCUA insured
Selling Points
  • 99.9% approval odds
  • Free auto check history
  • Fast processing
  • 5-day money-back guarantee
  • 30-day, 1,500-mile warranty
Available Car Options
  • Undisclosed
    Used
Available Car Options
  • Used
Customer Support
  • Articles and Videos
  • Undisclosed
    Email
  • Email Support
  • Undisclosed
    FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Phone
  • Phone Support
Customer Support
  • Undisclosed
    Articles and Videos
  • Email
  • Email Support
  • FAQs
  • Help Guides
  • Undisclosed
    Live Chat
  • Phone
  • Phone Support
Eligibility (Credit Score)
  • Accepts all Credit Types
  • Undisclosed
    Doesn't Cover Bad Credit
Eligibility (Credit Score)
  • Accepts all Credit Types
  • Undisclosed
    Doesn't Cover Bad Credit
Features
  • APRs (Annual Percentage Rate) Vary
  • Mobile Application
  • Requires Minimum Credit Score
  • Test Drive
Features
  • APRs (Annual Percentage Rate) Vary
  • Undisclosed
    Mobile Application
  • Undisclosed
    Requires Minimum Credit Score
  • Test Drive
Money-Back Guarantee
  • Undisclosed
    Yes
Money-Back Guarantee
  • Yes
Multiple Financing Options
  • Undisclosed
    Lease Buyout
  • New Auto
  • Undisclosed
    Private Party
  • Refinance
  • Used Auto
Multiple Financing Options
  • Undisclosed
    Lease Buyout
  • New Auto
  • Private Party
  • Undisclosed
    Refinance
  • Used Auto
Payment Options
  • Automatic Payments (ACH Transactions)
  • Undisclosed
    Cash
  • Undisclosed
    Cash Payments
  • Debit or Credit cards
  • Undisclosed
    Mailed Payments
  • Undisclosed
    Major Credit Cards
Payment Options
  • Undisclosed
    Automatic Payments (ACH Transactions)
  • Cash
  • Cash Payments
  • Debit or Credit cards
  • Undisclosed
    Mailed Payments
  • Major Credit Cards
Protection
  • Extended Warranty
  • GAP Insurance
  • Undisclosed
    Limited Warranty
  • Undisclosed
    Return Policy
Protection
  • Extended Warranty
  • GAP Insurance
  • Limited Warranty
  • Return Policy