Auto Loans
Top Auto Loans Companies in 2024
Chase Auto vs OneMain
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Pros
- Offers prequalification
- Easy online application process
- High loan amounts for those with fair and excellent credit
- Strong industry ratings from J.D. Power
Pros
- Doesn't require a minimum credit score
- Offers secured and unsecured personal loans
- OneMain prequalification doesn't affect credit score
- Offers small loan amounts
- Loans can be received in the same day if approved by noon
Cons
- No financing available for commercial vehicles or cars over 10 years old
- Doesn’t offer auto refinance loans
- No loans for motorcycles, recreational vehicles (RVs) and boats
Cons
- Charges origination fee
- Interest rates are higher than other lenders
- Large loan amounts require a lien on an automobile
Selling Points
- Offers prequalification
- Easy online application process
- High loan amounts for those with fair and excellent credit
Selling Points
- Offers small loan amounts
- No minimum credit score required
- Customized personal loans
Available Car Options
- Used—Undisclosed
Available Car Options
- Used—Undisclosed
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Phone—Undisclosed
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score
- Test Drive—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary—Undisclosed
- Mobile Application
- Requires Minimum Credit Score—Undisclosed
- Test Drive—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance—Undisclosed
- Used Auto
Multiple Financing Options
- Lease Buyout
- New Auto
- Private Party
- Refinance
- Used Auto
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments
- Major Credit Cards—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed
Protection
- Extended Warranty
- GAP Insurance
- Limited Warranty
- Return Policy—Undisclosed