trusted formCarvana vs Chase Auto | Several.com
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Carvana vs Chase Auto

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Pros
  • Doesn’t require a minimum credit score
  • Prequalification is valid for 45 days, giving the borrower enough time to decide
  • Carvana prequalification doesn’t affect credit score
  • Used cars are in great condition and meet Carvana’s high standards
  • Cars delivered as soon as the next day
Pros
  • Offers prequalification
  • Easy online application process
  • High loan amounts for those with fair and excellent credit
  • Strong industry ratings from J.D. Power
Cons
  • Requires no current bankruptcies
  • Monthly income must be $833 or above
  • The interest rate can get high for poor credit score
  • Vehicle selection is limited to Carvana’s own inventory of used vehicles
Cons
  • No financing available for commercial vehicles or cars over 10 years old
  • Doesn’t offer auto refinance loans
  • No loans for motorcycles, recreational vehicles (RVs) and boats
Selling Points
  • Extensive inventory with more than 20,000 vehicles to choose from
  • Flexible and multiple financing options
  • Doesn't require minimum credit score
Selling Points
  • Offers prequalification
  • Easy online application process
  • High loan amounts for those with fair and excellent credit
Available Car Options
  • Undisclosed
    Used
Available Car Options
  • Undisclosed
    Used
Customer Support
  • Articles and Videos
  • Undisclosed
    Email
  • Email Support
  • Undisclosed
    FAQs
  • Undisclosed
    Help Guides
  • Live Chat
  • Undisclosed
    Phone
  • Phone Support
Customer Support
  • Undisclosed
    Articles and Videos
  • Undisclosed
    Email
  • Email Support
  • Undisclosed
    FAQs
  • Undisclosed
    Help Guides
  • Live Chat
  • Undisclosed
    Phone
  • Phone Support
Eligibility (Credit Score)
  • Accepts all Credit Types
  • Undisclosed
    Doesn't Cover Bad Credit
Eligibility (Credit Score)
  • Accepts all Credit Types
  • Undisclosed
    Doesn't Cover Bad Credit
Features
  • APRs (Annual Percentage Rate) Vary
  • Mobile Application
  • Undisclosed
    Requires Minimum Credit Score
  • Test Drive
Features
  • APRs (Annual Percentage Rate) Vary
  • Undisclosed
    Mobile Application
  • Requires Minimum Credit Score
  • Undisclosed
    Test Drive
Money-Back Guarantee
  • Undisclosed
    Yes
Money-Back Guarantee
  • Undisclosed
    Yes
Multiple Financing Options
  • Lease Buyout
  • Undisclosed
    New Auto
  • Undisclosed
    Private Party
  • Refinance
  • Used Auto
Multiple Financing Options
  • Undisclosed
    Lease Buyout
  • New Auto
  • Undisclosed
    Private Party
  • Undisclosed
    Refinance
  • Used Auto
Payment Options
  • Automatic Payments (ACH Transactions)
  • Undisclosed
    Cash
  • Cash Payments
  • Undisclosed
    Debit or Credit cards
  • Undisclosed
    Mailed Payments
  • Undisclosed
    Major Credit Cards
Payment Options
  • Automatic Payments (ACH Transactions)
  • Undisclosed
    Cash
  • Cash Payments
  • Debit or Credit cards
  • Undisclosed
    Mailed Payments
  • Undisclosed
    Major Credit Cards
Protection
  • Undisclosed
    Extended Warranty
  • GAP Insurance
  • Limited Warranty
  • Return Policy
Protection
  • Undisclosed
    Extended Warranty
  • Undisclosed
    GAP Insurance
  • Undisclosed
    Limited Warranty
  • Undisclosed
    Return Policy