Compare between Coastal Credit Union and other vendors

Coastal Credit Union provides a range of auto loan options, including financing for new and used vehicles. Additionally, they provide refinancing options for those looking to modify the terms of an existing loan, potentially lowering monthly payments or securing a better interest rate.

Coastal Credit Union offers rates that depend on factors such as your credit score, the vehicle’s age, and the loan term. Rates for well-qualified applicants start at 5.49% APR for new vehicles, with higher rates for older models. Loan terms range from 48 to 84 months. You can use their online loan calculator or contact them for a more accurate estimate tailored to your needs.

To access Coastal Credit Union’s auto loan services, you must first become a member. Becoming a member grants you access to all Coastal’s financial products, including auto loans and refinancing options.

Coastal Credit Union finances vehicles up to the 2012 model year. Unfortunately, vehicles older than this are not eligible for their auto loan services. 

Yes, Coastal Credit Union’s deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), ensuring members’ savings are secure.

You can apply for an auto loan with Coastal Credit Union online, over the phone, or by visiting one of their branches. Each option offers a convenient way to submit your application, depending on your preference.