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Chase Auto

Chase Auto

Compare between Chase Auto and other vendors

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Pros
  • Pre-qualification with soft credit check
  • Online application process
  • Lack of pre-payment penalty
  • No application fees
  • Online account management
  • Allows co-applicant
  • No down payment required
Cons
  • Lack of transparency
  • SSN required to apply
  • No auto refinancing
  • Vehicles must be bought from the Chase network
  • Certain vehicle restrictions applied
Summary

Chase Auto, a division of JPMorgan Chase Bank, offers a comprehensive range of auto loan services designed to simplify vehicle financing. Headquartered in New York and part of the largest commercial bank in the U.S., Chase provides financing solutions for new and used cars, along with lease buyout options. Established in 2000 following the merger of Chase Bank and J.P. Morgan, they leverage their vast network of authorized dealers and a fully online application process to deliver accessible, convenient financing. One of Chase Auto’s standout features is the ability to lock in interest rates before visiting a dealership, offering flexibility and transparency. With no prepayment penalties and real-time credit decisions, their services are designed to accommodate a wide range of borrowers. While Chase does not offer refinancing options, they cater to personal-use vehicles within specific criteria. Customer feedback highlights the ease of the application process, though some report delays in documentation and customer service interactions. Chase holds an A+ rating with the Better Business Bureau, reflecting their reputation in the industry. For those seeking a smooth car loan process with the backing of a reputable financial institution, Chase Auto stands out as a strong option. Dive deeper into our full review for more insights.

Quick Stats
  • Loan Terms : Undisclosed
  • Minimum Accepted Credit Score : Undisclosed
  • APR : Undisclosed
  • BBB Rating : A+
Selling Points
  • Direct lender
  • Online account management
  • Dealer locator tool
  • Online auto finance tools
  • Lease buyout option
Multiple Financing Options
  • Lease Buyout
  • Loan Refinancing
  • New Vehicle
  • Private Party
  • Used Vehicle
Additional Services
  • Extended Warranty
  • GAP Insurance
  • Limited Warranty
  • Mobile Application
  • Online Account Management
  • Return Policy
Eligibility Requirements
  • Undisclosed
    Hard Credit Check
  • Undisclosed
    Income
  • Undisclosed
    Minimum Credit Score
  • Pre-qualification With Soft Check
Fees & Costs
  • Undisclosed
    Documentation/Processing Fee
  • Undisclosed
    Late Payment Fees
  • Undisclosed
    Origination Fee
  • Prepayment Penalties
  • Title Transfer Fee
  • Upfront or Application Fees
Payment Options
  • Automatic Payments
  • Undisclosed
    Cash
  • Check
  • Debit or Credit Cards
  • In-Person Payments
  • Mail-In Payments
  • Online Payments
  • Phone Payments
Customer Support
  • Articles and Videos
  • Undisclosed
    Email
  • FAQs
  • Help Guides
  • Live Chat
  • Phone
FAQs
What types of vehicles does Chase Auto finance?
Can I refinance my auto loan with Chase?
Is there a minimum loan amount required with Chase Auto?
Can I apply for a Chase Auto loan online?