Auto Approve
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- Online quote and calculator tools
- Pre-qualification with a soft credit check
- Added coverage and protection option
- 12 to 84-month loan terms
- 45-day payment-free period
- Not a direct lender
- No new or used car loan options
- Lender partner network not disclosed
- Lack of transparency regarding loan details
Auto Approve, established in 2016 and based in North Plymouth, Minnesota, offers auto loan refinancing and lease buyout services. They aim to streamline the process for customers looking to reduce monthly payments or purchase their leased vehicles. Serving a variety of vehicles, including cars, trucks, motorcycles, and RVs, Auto Approve partners with a network of lenders to provide refinancing options tailored to individual needs. A key feature of their service is the online application process, which allows for pre-qualification without requiring a Social Security number. They also offer optional GAP insurance to protect against vehicle depreciation. While some customers appreciate the efficiency and flexibility, others have noted concerns with communication during the process. Auto Approve holds an A+ rating from the Better Business Bureau (BBB), reflecting their commitment to resolving customer issues. If you’re interested in exploring how their services could meet your refinancing needs, take a closer look at the full review for more insights into their offerings and customer experiences.
- Loan Terms : 12 to 84 months
- Minimum Accepted Credit Score : Undisclosed
- APR : Undisclosed
- BBB Rating : A+
- Social Security number not required for a quote
- 90-day payment deferral available
- Co-signers permitted
- Auto lease purchasing
- Lease Buyout
- Loan Refinancing
- New Vehicle
- Private Party—Undisclosed
- Used Vehicle
- Extended Warranty
- GAP Insurance
- Limited Warranty
- Mobile Application
- Online Account Management
- Return Policy
- Hard Credit Check—Undisclosed
- Income—Undisclosed
- Minimum Credit Score—Undisclosed
- Pre-qualification With Soft Check
- Documentation/Processing Fee—Undisclosed
- Late Payment Fees—Undisclosed
- Origination Fee—Undisclosed
- Prepayment Penalties
- Title Transfer Fee
- Upfront or Application Fees
- Automatic Payments—Undisclosed
- Cash—Undisclosed
- Check—Undisclosed
- Debit or Credit Cards
- In-Person Payments—Undisclosed
- Mail-In Payments—Undisclosed
- Online Payments—Undisclosed
- Phone Payments
- Articles and Videos
- FAQs
- Help Guides
- Live Chat
- Phone