Auto Loans
Top Auto Loans Companies in 2024
Navy Federal vs DriveTime
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Pros
- 90-day preapproval period
- Allow co-applicants
- Offer discounts for active-duty and retired military members
- Offer financing for leisure vehicles
Pros
- Accepts co-signers or co-borrower
- Free Auto Check History Report
- 99.9% approval odds
- 30-day or 1,500 miles limited warranty
- Financing options for poor credit score
- 5-day money-back guarantee
- 30-day, 1,500-mile warranty
- 99% approval odds
- A+ BBB rating and accreditation
Cons
- Narrow membership eligibility
- Previous CFPB action
- Mixed customer reviews
Cons
- High interest rates
- The website lacks a loan calculator
- High interest rates
- No loan calculator tool
Selling Points
- Competitive rates
- Direct deposit discount
- Refinance cash back
- Overseas auto-buying program
Selling Points
- 99.9% approval odds
- Free auto check history
- Fast processing
- 5-day money-back guarantee
- 30-day, 1,500-mile warranty
Available Car Options
- Used—Undisclosed
Available Car Options
- Used
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Customer Support
- Articles and Videos—Undisclosed
- Email Support
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Phone
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application
- Requires Minimum Credit Score—Undisclosed
- Test Drive
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score—Undisclosed
- Test Drive
Money-Back Guarantee
- Yes—Undisclosed
Money-Back Guarantee
- Yes
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance
- Used Auto
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party
- Refinance—Undisclosed
- Used Auto
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)—Undisclosed
- Cash
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards
Protection
- Extended Warranty—Undisclosed
- GAP Insurance
- Limited Warranty—Undisclosed
- Return Policy
Protection
- Extended Warranty
- GAP Insurance
- Limited Warranty
- Return Policy