Auto Loans
Top Auto Loans Companies in 2024
Navy Federal vs Chase Auto
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Pros
- 90-day preapproval period
- Allow co-applicants
- Offer discounts for active-duty and retired military members
- Offer financing for leisure vehicles
Pros
- Offers prequalification
- Easy online application process
- High loan amounts for those with fair and excellent credit
- Strong industry ratings from J.D. Power
Cons
- Narrow membership eligibility
- Previous CFPB action
- Mixed customer reviews
Cons
- No financing available for commercial vehicles or cars over 10 years old
- Doesn’t offer auto refinance loans
- No loans for motorcycles, recreational vehicles (RVs) and boats
Selling Points
- Competitive rates
- Direct deposit discount
- Refinance cash back
- Overseas auto-buying program
Selling Points
- Offers prequalification
- Easy online application process
- High loan amounts for those with fair and excellent credit
Available Car Options
- Used—Undisclosed
Available Car Options
- Used—Undisclosed
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application
- Requires Minimum Credit Score—Undisclosed
- Test Drive
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score
- Test Drive—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance
- Used Auto
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance—Undisclosed
- Used Auto
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance
- Limited Warranty—Undisclosed
- Return Policy
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed