Auto Loans
Top Auto Loans Companies in 2024
LendingClub vs Coastal Credit Union
Press [Add to Compare] to Edit, Add or Remove Vendors
Pros
- Applicants can pre-qualify with a soft credit check
- Application process 100% online, including document upload
- Charges no origination fee
- Very easy to extend your existing loan term by up to 12 months
Pros
- About half of all loan approvals receive interest rates under 3% APR
- Simple application and quick approval process
- Grace period for late payments (up to 15 days)
- 90 days to make first payment
- Auto refinance guarantee
Cons
- Not available in all states
- Has some vehicle restrictions
- Maximum refinance amount lower than other lenders
Cons
- $5 fee when paying over the phone
- Loan eligibility limited to members
Selling Points
- Applicants can pre-qualify with a soft credit check
- Application process 100% online, including document upload
- Charges no origination fee
Selling Points
- About half of all loan approvals receive interest rates under 3% APR
- Simple application and quick approval process
- Grace period for late payments (up to 15 days)
Available Car Options
- Used—Undisclosed
Available Car Options
- Used—Undisclosed
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Customer Support
- Articles and Videos
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types—Undisclosed
- Doesn't Cover Bad Credit
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score
- Test Drive—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score
- Test Drive—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance
- Used Auto
Multiple Financing Options
- Lease Buyout
- New Auto
- Private Party—Undisclosed
- Refinance
- Used Auto
Payment Options
- Automatic Payments (ACH Transactions)—Undisclosed
- Cash—Undisclosed
- Cash Payments—Undisclosed
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments
- Major Credit Cards—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed