Citizens One Auto Finance vs LendingClub

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Citizens One Auto Finance
Citizens One Auto Finance
Versus
LendingClub
LendingClub
Test Drive
False
False
APRs (Annual Percentage Rate) vary
True
True
Requires Minimum Credit Score
True
True
Mobile Application
True
False
Accepts All Credit Types
False
False
Doesn't cover bad credit
True
True
Used Auto
True
True
New Auto
True
True
Lease Buyout
False
False
Refinance
True
True
Private Party
False
False
Debit or Credit cards
True
True
Cash Payments
True
False
Automatic payments (ACH transactions)
True
False
Mailed payments
True
False
Extended Warranty
False
False
Limited Warranty
False
False
Return Policy
False
False
GAP Insurance
False
False
Articles and videos
True
False
Phone Support
True
True
Live Chat
True
True
Email support
True
True