Debt Relief
Top Debt Relief Companies in 2024
First Choice Debt Relief vs National Debt Relief
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Pros
- No upfront fees required
- Free fees calculator to help you weigh your options
- Clients dashboard to track their debt relief process
- No fees required if the creditor refused to settle
- BBB A+ accredited business
Pros
- No upfront settlement fees
- Free consultation can help you compare your options
- Highly rated by the Better Business Bureau (A+)
- Puts a stop to debt collection calls
- Eliminate up to 50% of debt
Cons
- Fess aren't clearly stated on the website
- Debt relief options aren't explained on the website
Cons
- Fees can run as high as 25% of your settled debt
- The forgiven debt is subject to income tax
- Remains on a credit report for seven years
- Minimum debt amount of $7,500 needed to qualify
Quick Stats
- Credit Score Impact : False
- Average Net Savings : 25% to 35% after fees
- BBB Rating : A+
- Fees : Vary by state and situation
- Timeframe : 24 to 48 months
Quick Stats
- Credit Score Impact : False
- Average Net Savings : 30% after fees
- BBB Rating : A+
- Fees : 18% - 25%
- Timeframe : 24-48 months
- Money-Back Guarantee : "True"
Selling Points
- No upfront results required
- Clients can track their debt relief process through the client portal
- BBB A+ accredited business
Selling Points
- No upfront settlement fees
- Free consultation can help you compare your options
- Highly rated by the Better Business Bureau (A+)
Services Offered
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation—Undisclosed
- Debt Counseling—Undisclosed
- Debt Management Plans—Undisclosed
- Debt Settlement—Undisclosed
- Loan Refinancing—Undisclosed
Services Offered
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
Types of Debt Covered
- Collection Accounts—Undisclosed
- Credit Card Debt—Undisclosed
- Medical Bills—Undisclosed
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts—Undisclosed
Types of Debt Covered
- Collection Accounts—Undisclosed
- Credit Card Debt—Undisclosed
- Medical Bills—Undisclosed
- Personal Loans—Undisclosed
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts—Undisclosed
Payment Options
- Cash—Undisclosed
- Escrow/Savings Bank Account
Payment Options
- Cash—Undisclosed
- Escrow/Savings Bank Account
Customer Support
- In Office—Undisclosed
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket—Undisclosed
Customer Support
- In Office—Undisclosed
- Live Chat—Undisclosed
- Mobile Application
- Phone
- Ticket
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