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Accredited Debt Relief vs Freedom Debt Relief

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Pros
  • Negotiates significant debt reductions
  • BBB-accredited with A+ rating
  • Free consultation and no upfront fees
  • Settles debt in as little as 24-48 months
Pros
  • Accredited by AFCC and IAPDA
  • Program Guarantee
  • Transparent fee structures
  • Addresses different types of debt comprehensively
  • Provides a free consultation
  • Zero upfront fees
  • Online Client Dashboard
Cons
  • Fees can be as high as 25% of total enrolled debt
  • Only available in 34 states
  • $10,000 minimum debt requirement
  • No mobile app
Cons
  • Lengthy process
Summary

Accredited Debt Relief is a California-based debt relief firm that offers debt settlement services and free consultations to new clients. They operate as Beyond Finance's DBA name, have many years of debt consolidation experience, and offer customized solutions and guidance. They provide transparent debt consolidation services tailored to clients' budgets with success-based fees. Their debt consolidation programs typically run for 24-48 months, though no specific outcome is guaranteed. However, Clients should remember that using a debt consolidation program may impact their credit score temporarily, among other consequences. Also, Accredited Debt Relief's services are only available in 34 states and DC. They have a positive reputation in the industry with several awards and accreditations, including the Five-Star Rating award from Best Company USA in 2022. They are accredited by BBB, AADR, AFCC, and are members of CDRI. Their online customer reviews are excellent.

Summary

Freedom Debt Relief, established in 2002, is a prominent debt settlement company headquartered in the United States. Focusing on helping individuals manage unsecured debts, such as credit card balances and medical bills, the company has served over 1 million clients and resolved over $18 billion in debt. Their services involve negotiating with creditors to settle debts for less than the amount owed, offering a structured debt relief program without upfront fees, and providing a simple process where clients deposit funds into a dedicated account for settlements. 

Freedom Debt Relief stands out for their commitment to guiding clients through every step of the debt relief process and promptly notifying them of settlement offers. The company's expertise in debt negotiation and their track record of assisting clients in achieving financial freedom make them a trusted leader in the industry. Freedom Debt Relief is well-known for their dedication to helping people overcome financial challenges. They have received accreditation from reputable organizations like the Better Business Bureau and the International Association of Professional Debt Arbitrators.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : Up to 45-50% of debt, before fees
  • BBB Rating : A+
  • Fees : 15% - 25% of total enrolled debt
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Excellent
Quick Stats
  • Credit Score Impact : False
  • Average Net Savings : 20% to 35% after fees
  • BBB Rating : A+
  • Fees : 15%-25%
  • Timeframe : 24-48 months
  • Trustpilot Score : 4.6 out of 5
  • Customer Experience : Good
Selling Points
  • No upfront fees and no obligation
  • Free consultation and savings estimate
  • Get out of debt without bankruptcy
  • Company website offers substantial information on debt settlement
Selling Points
  • Pay off debt in as soon as 24 months
  • Keep track of your work in real-time
  • Deals with various types of debts
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
Payment Options
  • Cash
  • Undisclosed
    Escrow/Savings Bank Account
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

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