Auto Loans
Top Auto Loans Companies in 2024
DriveTime vs OneMain
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Pros
- Accepts co-signers or co-borrower
- Free Auto Check History Report
- 99.9% approval odds
- 30-day or 1,500 miles limited warranty
- Financing options for poor credit score
- 5-day money-back guarantee
- 30-day, 1,500-mile warranty
- 99% approval odds
- A+ BBB rating and accreditation
Pros
- Doesn't require a minimum credit score
- Offers secured and unsecured personal loans
- OneMain prequalification doesn't affect credit score
- Offers small loan amounts
- Loans can be received in the same day if approved by noon
Cons
- High interest rates
- The website lacks a loan calculator
- High interest rates
- No loan calculator tool
Cons
- Charges origination fee
- Interest rates are higher than other lenders
- Large loan amounts require a lien on an automobile
Selling Points
- 99.9% approval odds
- Free auto check history
- Fast processing
- 5-day money-back guarantee
- 30-day, 1,500-mile warranty
Selling Points
- Offers small loan amounts
- No minimum credit score required
- Customized personal loans
Available Car Options
- Used
Available Car Options
- Used—Undisclosed
Customer Support
- Articles and Videos—Undisclosed
- Email Support
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Phone
- Phone Support
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Phone—Undisclosed
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score—Undisclosed
- Test Drive
Features
- APRs (Annual Percentage Rate) Vary—Undisclosed
- Mobile Application
- Requires Minimum Credit Score—Undisclosed
- Test Drive—Undisclosed
Money-Back Guarantee
- Yes
Money-Back Guarantee
- Yes—Undisclosed
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party
- Refinance—Undisclosed
- Used Auto
Multiple Financing Options
- Lease Buyout
- New Auto
- Private Party
- Refinance
- Used Auto
Payment Options
- Automatic Payments (ACH Transactions)—Undisclosed
- Cash
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments
- Major Credit Cards—Undisclosed
Protection
- Extended Warranty
- GAP Insurance
- Limited Warranty
- Return Policy
Protection
- Extended Warranty
- GAP Insurance
- Limited Warranty
- Return Policy—Undisclosed