Auto Loans
Top Auto Loans Companies in 2024
CarsDirect vs ilending
Press [Add to Compare] to Edit, Add or Remove Vendors
Pros
- Doesn’t require a minimum credit score
- 60-second loan request process
- No obligations or fees for loan requests
- Wide range of new and used cars
Pros
- Work with low credit scores
- Simple and quick application process
- Each customer receives a dedicated loan consultant
- A nationwide network of financial institutions ensures competitive rates
Cons
- The interest rate can get high for a low credit score
- Deals with 3rd party dealers
- No general warranty or protection is available on cars, each to its make and model
Cons
- Customers cannot take out new auto loans with iLending
- Mileage and vehicle age limits may prevent some borrowers from refinancing
- There is no in-person representation for going through the process
Selling Points
- No minimum credit score required
- Connects you with the best lenders for you
- No request fees or obligations
Selling Points
- Work with low credit scores
- Simple and quick application process
- Each customer receives a dedicated loan consultant
Available Car Options
- Used—Undisclosed
Available Car Options
- Used—Undisclosed
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Customer Support
- Articles and Videos—Undisclosed
- —Undisclosed
- Email Support
- FAQs—Undisclosed
- Help Guides—Undisclosed
- Live Chat
- Phone—Undisclosed
- Phone Support
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Eligibility (Credit Score)
- Accepts all Credit Types
- Doesn't Cover Bad Credit—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score—Undisclosed
- Test Drive—Undisclosed
Features
- APRs (Annual Percentage Rate) Vary
- Mobile Application—Undisclosed
- Requires Minimum Credit Score
- Test Drive—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Money-Back Guarantee
- Yes—Undisclosed
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto
- Private Party—Undisclosed
- Refinance
- Used Auto
Multiple Financing Options
- Lease Buyout—Undisclosed
- New Auto—Undisclosed
- Private Party—Undisclosed
- Refinance
- Used Auto—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Payment Options
- Automatic Payments (ACH Transactions)—Undisclosed
- Cash—Undisclosed
- Cash Payments
- Debit or Credit cards
- Mailed Payments—Undisclosed
- Major Credit Cards—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed
Protection
- Extended Warranty—Undisclosed
- GAP Insurance—Undisclosed
- Limited Warranty—Undisclosed
- Return Policy—Undisclosed