Auto Warranty

Best (and Worst) Auto Warranty Services in the US: Learn Which Companies to Trust and Which to Avoid

Last Updated by webmaster on November 13, 2021

Almost everyone starts looking for Auto Warranty services as soon as their manufacturer warranty expires or they might not choose to purchase manufacturer warranties because they could be quite expensive. It can be quite costly to keep your car in good condition without a warranty that covers different types of car issues. However, with tens of service providers on the market, it could get quite confusing as to which company to choose and which to avoid. That is why we reviewed Auto Warranty service providers and chose the best companies to help you make a decision regarding the service that fits your car needs, budget, and whichever standards you care about.

Do you want to go straight to the point? Here's a summary of our review of the 2022's best Auto Warranty

1. Endurance - A direct auto warranty provider that sells its own services. The company has been in the business for more than 15 years and has been receiving positive reviews since day one.
2. CARCHEX - Has been in business for 22 years; it is the auto warranty company that will show up every time you look for auto warranty providers, and rightfully so.
3. Olive Auto Warranty - A new auto warranty company that has only been launched in 2020. However, one that has already proven its great impact on the market.
4. CarShield - An independent provider that has been providing extended auto warranties for new and used cars since 2005.
5. Protect My Car - Offers affordable extended warranties and policy plans; so you don't have to worry about all the expenses next time your car goes to a repair shop.

9. SilverRock Review: Benefits, Process, and Plans!

Cost

Quote-based

Maintenance coverage

Engine, steering, transmission, AC/Heat, drive axles, engine cooling

Term limits

30 Days or 1,500 miles

Number of extended warranty plans available

2

BBB Rating

B

Cancelation option

Available

Repair Shop Choice

Predetermined by SilverRock

Waiting Period

30 days or 1,500 miles

Maximum mileage

4,189 miles

Money-back guarantee

Available within 30-days of purchase

Trustpilot Score

Not Available

Customer experience

Fair

Pros

Works as a grace period for new vehicles protected by Carvana warranty

Covers repairs throughout the United States and Canada

Clear underwriting is available to clarify what is covered and what isn’t

Cons

Multiple exemptions to the limited warranty protection plan

Few options for warranties available through this company

SilverRock is a 25-year-old auto warranty company that provides people with services to better their customer experience. They are accredited by the Better Business Bureau and rated with a B. The company is technology-oriented and is backed by a $4.5 billion finance company that owns 144 auto dealerships.

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Read SilverRock full review here

SilverRock offers a variable range of auxiliary products and administration services, including vehicle service contracts, GAP coverage, vehicle theft protection/GPS tracking, dealership fleet management, and vendor management. So far, they have issued over 700,000 service contracts, GAP products, and warranties and paid more than $300 million in claims.
10. Ox Car Care Review: Features, Benefits, and Plans!

Cost

Quote-based

Maintenance coverage

Major parts covered

Term limits

Not mentioned on the website

Number of extended warranty plans available

3

BBB Rating

A+

Cancelation option

Within 30 days of the subscription date

Repair Shop Choice

Any ASE Approved shop

Waiting Period

Not mentioned on the website

Maximum mileage

Not mentioned on the website

Money-back guarantee

30-days money-back guarantee

Trustpilot Score

Not available

Customer experience

Good

Pros

Customizable plans

Affordable compared to other services on the market

Gives you the freedom to choose the repair shop

Cons

Some information is not disclosed on the website

Ox Car Care is an auto warranty service provider that has been in business for over a decade. The company focuses on providing individuals and families with the best deals for cutting down on car repair costs and trouble. They offer versatile features and benefits that include 24/7 roadside assistance, allowing you to choose the repair shop, covering major car parts that need frequent repairs, adjustable and customizable payment plans, flexible coverage, and much more.

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Read our Ox Car Care full review

Ox Car Care provides you with three payment plans; Diamond, Platinum, and Gold. However, all three plans are quote-based and you will need to contact the Ox Car Care sales team to get a customized quote for your plan. If you have an issue or an inquiry, you can reach out to the Ox Car Care support team by phone, email, or by filling out the ticket on their website. They promise to reach out to you in under 24 hours.
11. Preferred Warranties Inc. Review

Cost

Not disclosed

Maintenance coverage

Yes

Term limits

Yes

Number of extended warranty plans available

5 plans and might vary based on the state

BBB Rating

A+

Cancelation option

Yes

Repair Shop Choice

Yes (Any licensed repair shop in the US or Canada)

Waiting Period

Yes

Maximum mileage

Not disclosed

Money-back guarantee

Not disclosed

Trustpilot Score

4.6

Customer experience

Excellent

Pros

Approved claims require five working days or less to be paid

Multiple protection plans to choose from

24/7 roadside assistance with all plans except Powersports and Budget

Cons

Preferred Warranties offers plans for used vehicles only

Preferred Warranties Inc. is an extended warranty provider that first offered its services in 1992, the company is a subsidiary that is owned by the parent company Kingsway Financial, a publicly-traded holding company.

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Preferred Warranties Inc. Review

Preferred Warranties Inc. deals with trusted and dependable dealerships across the US. The service is available all across the fifty states, and based on your selected plan, you’ll be able to get 24/7 roadside assistance and a handful of covered repairs.

Get a full idea about the service and read through our Preferred Warranties Inc. review.
12. Century Warranty Review: Should You Give It a Try?

Cost

Not discolsed

Maintenance coverage

Not disclosed

Term limits

Car make, model, and mileage

Number of extended warranty plans available

3 Plans

BBB Rating

A+

Cancelation option

Not available but contracts are transferable

Repair Shop Choice

Out of 6,000 repair shops across the US and Canada

Waiting Period

upon the purchase and is measured from the vehicle's mileage at the time of purchase.

Maximum mileage

120,000

Money-back guarantee

Not disclosed

Trustpilot Score

4

Customer experience

Good

Pros

Flexible deductible options of $0, $100, $250, and $500 per repair visit

More than 6,000 repair shops across the US and Canada

Free roadside assistance

Up to 120,000 miles of protection

Cons

Claims can be made during limited hours

vehicle protection plan agreements might not be able in all areas within the US

Century Warranty Services has been offering its protection plans for more than 40 years now. With the increased demands and awareness of the auto warranty importance, the company has expanded its services to include more than 6,000 repair shops across the US and Canada.

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Century Warranty Review

Unlike some other extended warranty provides, Century Warranty doesn't charge a deductible per item. Instead, it offers you a choice of deductibles: $0, $100, $250, and $500 per repair visit based on your contract and other factors.

Caught your attention? Read our Century Warranty Review.
13. Continental Warranty Inc. Review: Pros, Cons, and Plans

Cost

Not disclosed

Maintenance coverage

Not disclosed

Term limits

Car make, model, or condition

Number of extended warranty plans available

5 Plans

BBB Rating

A+

Cancelation option

Available

Repair Shop Choice

Yes

Waiting Period

30 Days

Maximum mileage

Not disclosed

Money-back guarantee

Yes

Trustpilot Score

3.8

Customer experience

Good

Pros

Flexible coverage plans with selectable deductibles

Nationwide coverage across the US and Canada

Transferable plans in case of selling the vehicle or cancellation

Cons

Roadside assistance and many other features are not included with plans and are available as add-ons

No contract sample available on the website, making it hard to know what is covered and what is not

Continental Warranty is a flexible solution to protect your vehicle beyond the manufacturer's protection. The company has been offering its services for more than 30 years, and by far, it provides five different protection plans to fit a wide range of customers.

Contact an Agent for More Information
Continental Warranty Review

Continental Warranty has flexible protection plans to fit more drivers. However, roadside assistance and other features are available as add-ons, such as Extended seals and gaskets coverage, electrical systems, sensor, and module coverage, GPS coverage, turbo/supercharger coverage, and front-wheel or all-wheel drive coverage.

Click here to read our Continental Warranty review.
14. Portfolio Protection: Asset & Theft Protection

Cost

Quote-based

Maintenance coverage

Plan-dependent

Term limits

Unknown

Number of extended warranty plans available

6

BBB Rating

A+

Cancelation option

Not available

Repair Shop Choice

Unspecified

Waiting Period

Unknown

Maximum mileage

Unspecified

Money-back guarantee

Unknown

Trustpilot Score

Unrated

Customer experience

Good

Pros

24/7 roadside assistance

Several coverage plans

Asset and theft protection products

Cons

Prices are not transparent

Portfolio Protection has been in the extended warranty business for 27 years, and they are accredited by the Better Business Bureau with an A+ rating. Portfolio Protection, however, only works through dealerships, as they see dealers as their partners and not just providers.

Read our full Portfolio Protection review to know more!

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Read Portfolio Protection full review

Its extra theft deterrent products provide extra protection for your vehicle from theft, including a reimbursement of up to $25,000 to replace your stolen vehicle, which is more than any extended warranty provider would offer.
15. MaxCare Auto Warranty: 4 Million Customers and Counting

Cost

Vary based on mileage, car make, model, year, and monthly deductibles

Maintenance coverage

Not disclosed

Term limits

Mileage-based

Number of extended warranty plans available

Based on mileage, car make and model, and monthly deductibles

BBB Rating

Not disclosed

Cancelation option

Available

Repair Shop Choice

Yes

Waiting Period

30 Days

Maximum mileage

Not disclosed

Money-back guarantee

30 Days

Trustpilot Score

2

Customer experience

Good

Pros

Emergency roadside assistance around the clock

Protected in any place across the US and Canada

Any time cancellation and some customers may have full-refund

Deductibles are as low as $50 on any car

Cons

Only available at time of car purchase

CarMax is a used vehicles retailer founded in 1993 with about 4 million customers and multiple coverage options. With all its used cars, CarMax offers a 90-day or 4000 miles limited auto warranty and a 30-day money-back guarantee. CarMax offers an optional extended warranty to provide repair coverage beyond the manufacturer's warranty. In this review, we'll further explain CarMax's extended warranty (MaxCare Warranty), and walk you through its features, coverage details, and protection plans.

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MaxCare Auto Warranty Review

MaxCare extended warranty covers repairs related to the engine, transmission, drivetrain, electronics, steering, suspension, cooling system, and more. Here is why MaxCare is deemed a trustworthy auto warranty provider.

Read our MaxCare Auto Warranty review.
16. AUL Corp: A Total Solution

Cost

Not mentioned

Maintenance coverage

Available

Term limits

Not mentioned

Number of extended warranty plans available

7 plans

BBB Rating

N/A

Cancelation option

Yes

Repair Shop Choice

Yes

Waiting Period

No waiting period

Maximum mileage

Not mentioned

Money-back guarantee

Yes

Trustpilot Score

N/A

Customer experience

Fair

Pros

Roadside assistance

Great customer service

Variety of service contracts

Cons

Pricing not available

Most contracts are transferable once

AUL Corp offers a good number of vehicle covers plans and products that will help you protect your vehicle and finances at the same time. The company offers vehicle service contracts, ancillary products, and GAP protection.

When your car is totaled, GAP protection can help you pay the balance of your car loan. This service comes in handy when you have a big car loan debt that is more than your car's worth. As for the ancillary products, AUL offers multiple additions that can benefit you, including emergency roadside assistance, key replacement, tire and wheel protection, scratch repair, paintless dent repair, front windshield repair, vehicle theft protection, advanced appearance protection, prepaid maintenance, and vehicle maintenance packages.

Start Today With AUL Corp
Read AUL Corp full review

And lastly, which is our focus in this review, AUL's vehicle service contracts. The company offers vehicle service contracts that provide coverage from the very day of purchasing the plan. Most of these plans are transferable to a new owner and renewable at any time. A great thing about these contracts is that they function as a monthly subscription, which means they can be canceled at any time. AUL also offers claims payment on the same day; in fact, most claims are paid in less than two hours from the time of being filed.