Auto Warranty

Best (and Worst) Auto Warranty Services in the US: Learn Which Companies to Trust and Which to Avoid

Last Updated by webmaster on November 13, 2021

Almost everyone starts looking for Auto Warranty services as soon as their manufacturer warranty expires or they might not choose to purchase manufacturer warranties because they could be quite expensive. It can be quite costly to keep your car in good condition without a warranty that covers different types of car issues. However, with tens of service providers on the market, it could get quite confusing as to which company to choose and which to avoid. That is why we reviewed Auto Warranty service providers and chose the best companies to help you make a decision regarding the service that fits your car needs, budget, and whichever standards you care about.

Do you want to go straight to the point? Here's a summary of our review of the 2021's best Auto Warranty

1. CARCHEX - Has been in business for 22 years; it is the auto warranty company that will show up every time you look for auto warranty providers, and rightfully so.
2. Olive Auto Warranty - A new auto warranty company that has only been launched in 2020. However, one that has already proven its great impact on the market.
3. Fidelity Warranty Services - Fidelity Warranty Services offers extended auto warranty through over 3,800 dealerships nationwide.
4. autopom! - Is an extended auto warranty provider that covers older vehicles with no mileage limit; while their benefits are standard, you do get special deals if you are a resident of California.
5. Omega Auto Care - Is a vehicle service contract provider that's been in business for about 20 years, offering unique perks and benefits along with each plan.

9. MaxCare Auto Warranty: 4 Million Customers and Counting

Cost

Vary based on mileage, car make, model, year, and monthly deductibles

Maintenance coverage

Not disclosed

Term limits

Mileage-based

Number of extended warranty plans available

Based on mileage, car make and model, and monthly deductibles

BBB Rating

Not disclosed

Cancelation option

Available

Repair Shop Choice

Yes

Waiting Period

30 Days

Maximum mileage

Not disclosed

Money-back guarantee

30 Days

Trustpilot Score

2

Customer experience

Good

Pros

Emergency roadside assistance around the clock

Protected in any place across the US and Canada

Any time cancellation and some customers may have full-refund

Deductibles are as low as $50 on any car

Cons

Only available at time of car purchase

CarMax is a used vehicles retailer founded in 1993 with about 4 million customers and multiple coverage options. With all its used cars, CarMax offers a 90-day or 4000 miles limited auto warranty and a 30-day money-back guarantee. CarMax offers an optional extended warranty to provide repair coverage beyond the manufacturer's warranty. In this review, we'll further explain CarMax's extended warranty (MaxCare Warranty), and walk you through its features, coverage details, and protection plans.

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MaxCare Auto Warranty Review

MaxCare extended warranty covers repairs related to the engine, transmission, drivetrain, electronics, steering, suspension, cooling system, and more. Here is why MaxCare is deemed a trustworthy auto warranty provider.

Read our MaxCare Auto Warranty review.
10. AUL Corp: A Total Solution

Cost

Not mentioned

Maintenance coverage

Available

Term limits

Not mentioned

Number of extended warranty plans available

7 plans

BBB Rating

N/A

Cancelation option

Yes

Repair Shop Choice

Yes

Waiting Period

No waiting period

Maximum mileage

Not mentioned

Money-back guarantee

Yes

Trustpilot Score

N/A

Customer experience

Fair

Pros

Roadside assistance

Great customer service

Variety of service contracts

Cons

Pricing not available

Most contracts are transferable once

AUL Corp offers a good number of vehicle covers plans and products that will help you protect your vehicle and finances at the same time. The company offers vehicle service contracts, ancillary products, and GAP protection.

When your car is totaled, GAP protection can help you pay the balance of your car loan. This service comes in handy when you have a big car loan debt that is more than your car's worth. As for the ancillary products, AUL offers multiple additions that can benefit you, including emergency roadside assistance, key replacement, tire and wheel protection, scratch repair, paintless dent repair, front windshield repair, vehicle theft protection, advanced appearance protection, prepaid maintenance, and vehicle maintenance packages.

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Read AUL Corp full review

And lastly, which is our focus in this review, AUL's vehicle service contracts. The company offers vehicle service contracts that provide coverage from the very day of purchasing the plan. Most of these plans are transferable to a new owner and renewable at any time. A great thing about these contracts is that they function as a monthly subscription, which means they can be canceled at any time. AUL also offers claims payment on the same day; in fact, most claims are paid in less than two hours from the time of being filed.
11. Diamond Warranty: Various Coverage Plans

Cost

Quote-based

Maintenance coverage

Plan dependent

Term limits

Up to six years

Number of extended warranty plans available

6

BBB Rating

A-

Cancelation option

Unknown

Repair Shop Choice

Unspecified

Waiting Period

Unknown

Maximum mileage

100,000

Money-back guarantee

Not available

Trustpilot Score

2.7

Customer experience

Fair

Pros

Flexible terms

24/7 Roadside assistance

Many coverage plans

Cons

Unaccredited by the BBB

Plans not transparent

Diamond Warranty has been providing customers great warranties and services since 2006, and it has grown to become an industry-leading extended warranty provider. Diamond Warranty has paid over 20 million dollars in claims, and all of their claims are processed by industry experts.

Read our full Diamond Warranty review.

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Read Diamond Warranty full review

Diamond Warranty stands for stability, sincerity, and strategy, it is rated A- by the Better Business Burea, it has been in business for fourteen years.
12. Penn Warranty Corporation Review

Cost

Not discolsed

Maintenance coverage

Not disclosed

Term limits

Car make, model, or condition

Number of extended warranty plans available

Not disclosed

BBB Rating

Not disclosed

Cancelation option

Available

Repair Shop Choice

Yes

Waiting Period

30 Days

Maximum mileage

Not disclosed

Money-back guarantee

Based on a prorated refund to the lien holder if the vehicle is stolen or totaled. Other refunds are determined by the state disclosures listed on the back of our contracts

Trustpilot Score

1.8

Customer experience

Fair

Pros

Affordable prices compares to other auto warranty providers

More than 15,000 dealership to choose from

Roadside assistance across all the US

Cons

Prices and features aren't disclosed on the website

The website doesn't provide multiple support options

Penn Warranty Corporation is one of the leaders in the field with more than 30 years of experience and about 15,000 dealers across the US to choose from. The website doesn’t state much about the price, but you can call the customer support number on the website and discuss your needs.

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Penn Warranty Corporation Review

It offers 5 different plans: Elite, Gold/Platinum, Standard, Basic, and Genisis. All contracts have a $100 per occurrence charge, and there is a set of car makes/models are ineligible for Penn Warranty Corporation.

For the complete list of features and plans, read through our Penn Warranty Corporation review.
13. Protection Direct: For High Mileage Cars

Cost

$89 per month

Maintenance coverage

Plan-dependent

Term limits

Unknown

Number of extended warranty plans available

3

BBB Rating

A+

Cancelation option

Available

Repair Shop Choice

ASE-certified

Waiting Period

Unknown

Maximum mileage

250,000+

Money-back guarantee

60 days

Trustpilot Score

Unrated

Customer experience

Excellent

Pros

Only works with ASE-certified mechanics

24/7 Roadside assistance

Flexible plans

Cons

Not accredited by the BBB

Protection Direct is a greatly extended warranty provider for vehicles with high mileage, as its plans are flexible and relatively less costly than other companies. Many customer reviews have expressed their great experiences with them, as they promise not only to meet your expectations but also exceed them.

Read our full Protection Direct review to know more.

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Read Protection Direct full review

Protection Direct has covered over a million vehicles and paid claims of over one billion dollars. The Better Business Bureau does not accredit Protection Direct, but it has rated them A+. Protection Direct offers flexible plans that fit your needs and budget.
14. Zurich Auto Warranty: Pros and Cons

Cost

$1000 per year

Maintenance coverage

Available

Term limits

Not mentioned

Number of extended warranty plans available

Four plans

BBB Rating

A+

Cancelation option

Available

Repair Shop Choice

Yes

Waiting Period

Not mentioned

Maximum mileage

150,000 miles

Money-back guarantee

No

Trustpilot Score

1.5 out of 5

Customer experience

Bad

Pros

Good BBB rating

Roadside assistance

Transferable warranty

Cons

Available at limited dealerships

Information isn't clear

Zurich is based in Switzerland and has a subsidiary in North America. While the company's main services revolve around car insurance, automotive, and financial services and products for individuals and businesses, the branch in the United States offers additional plans for extended auto warranty coverage with a few dealerships throughout the United States.

The company's warranty services cover most vehicles that meet the two criteria: they have to be less than 15 years old and have fewer than 150,000 miles. The company gives its customers the freedom to choose any mechanic or repair shop as long as it is certified by the National Institute for Automotive Service Excellence (ASE) for repairs.

Get Your Warranty From Zurich
Read Zurich Auto Warranty full review

Zurich has four extended auto warranty plans that offer options ranging from basic coverage to high levels of protection with benefits and perks. As is the case for most auto warranty companies, Zurich's plans may require a deductible, ranging between $0 to $200 at most. The website itself does not list or explain deductibles per plan, but this is the average. It is also worth mentioning that all plans are transferable in case of changing the owner of the car and can be canceled at any time.
15. Infinite Auto Protection Review: All You Need to Know

Cost

Not discolsed

Maintenance coverage

Not disclosed

Term limits

Mileage-based

Number of extended warranty plans available

3 Plans

BBB Rating

A+

Cancelation option

Available

Repair Shop Choice

Yes

Waiting Period

30 Days

Maximum mileage

Not disclosed

Money-back guarantee

30 Days

Trustpilot Score

3.2

Customer experience

Excellent

Pros

100‪% risk-free protection plans with a 30-day money-back warranty

Flexible repair options with any certified repair shop

Fast 24/7 claims process

24/7 roadside assistance

Plans are comprehensive and cover the major repairs

Cons

Cost isn't clearly stated on the website

Infinite Auto Protection is an auto warranty service offering a 24/7 claim process, 100‪% risk-free protection plans with a 30-day money-back guarantee. But with all of these options, why would we go with Infinite Auto Protection? Here is what you need to know about the service.

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Infinite Auto Protection Review

You'll have three different protection plans to choose from with Infinite Auto Protection: Prime, Modern, and Foundation. Plans might vary in what they cover, but the major repairs covered by the company generally include Electrical, heat and AC, hi-tech components, engine and transmission, front-rear suspension, and ABS brakes.

Read more details about the service on Infinite Auto Protection review.
16. American Auto Shield: For Auto, ATVs, and Motorcycles

Cost

Quote-based

Maintenance coverage

Plan-dependent

Term limits

Unknown

Number of extended warranty plans available

8

BBB Rating

Unrated

Cancelation option

Not available

Repair Shop Choice

Licensed repair facilities

Waiting Period

Unknown

Maximum mileage

250,000

Money-back guarantee

Not available

Trustpilot Score

3.6/5

Customer experience

Excellent

Pros

Lenient age/mileage requirements

Motorcycle/ATV coverage

Motorcycle/ATV coverage

Cons

Prices not transparent

Unaccredited by the BBB

AAS’s 19 years of service has enabled them to provide comprehensive coverage and vehicle contracts for more than just automobiles, but also motorcycles and ATVs. In addition, AAS showcases sample contracts for its coverages to be as transparent as possible with its potential customers.

Read our full American Auto Shield review to know more!

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Read American Auto Shield full review

American Auto Shield is a great option for extended warranties for old vehicles and vehicles with high mileage. It offers highly customized coverage plans that fit your needs and budget.