CreditRepair.com Review: Credit & Identity Protection

CreditRepair.com is a great credit repair company; it has solved over 23 million disputes since 2012 and removed over 7.5 million negative items from credit reports. Unfortunately, CreditRepair.com is unaccredited by the Better Business Bureau but is rated D by them.
 

How Does CreditRepair.com Work?

As soon as you sign up with CreditRepair.com, they will review your credit reports from all three major credit bureaus and check them for any negative items. After CreditRepair.com analyzes your reports and breaks down the negative items for you, it will contact your creditors and the credit bureaus on your behalf to question the authenticity of each item and fight for your consumer rights.
 

CreditRepair.com Credit Education

CreditRepair.com offers credit education resources, such as credit reporting basics. Six articles explain credit reports and scores, how to read them, their importance, credit reporting agencies, and check your credit score.

Moreover, there is a section on negative items, their causes, and how to dispute them. CreditRepair.com prompts you to subscribe to its services to show you your negative items and what is hurting your credit score. Credit management and advice articles are also offered to give you all the knowledge to keep your credit going upward.
 

CreditRepair.com Plans and Prices

CreditRepair.com offers three plans for its credit repair services; each offers a number of features and a number of errors they can fix from your credit report. It is also worth noting that Creditrepair.com will charge a $14.99 credit report fee.
 

Basic/Direct - $69.95/month

The Direct plan will charge a $69.95 first work fee. The plan provides up to 15 items that can be challenged on your report, excluding any hard inquiries, in addition to three items to be directly disputed with your creditors. You also get quarterly FICO reports and alerts to any changes that are made to your credit reports.
 

Moderate/Standard - $99.95/month

The Standard plan charges $99.95 for the first work fee. It includes the basic plan’s features; 15 items that can be challenged with three direct disputes to your creditors, in addition to challenges for hard inquiries, and last but not least, 24/7 credit monitoring and alerts.
 

Aggressive/Advanced - $119.95/month

The Advanced plan charges $119.95 for the first work fee and provides a total of 19 items to be challenged on your credit reports, with six items to be disputed directly with your creditors. The icing on the cake of this plan is identity theft protection with one million dollars in identity theft insurance. Challenges for hard inquiries are also included, in addition to some financing tools, and alerts for any changes occurring.
 

What Does CreditRepair.com Not Offer?

CreditRepair does not offer any debt settlement services or credit counseling, and they also cannot dispute any negative items on your report if they are accurate. Keep in mind that CreditRepair.com does not promise to increase your credit score. According to the Credit Repair Organizations Act, credit repair companies cannot guarantee an improved credit score.
 

Customer Support

You can reach CreditRepair’s team via phone at 1-855-255-0263 to get started with your credit repair services, or you can do so online on their website. In addition, members have a separate phone line for support at 1-800-232-6499.
 

Conclusion

CreditRepair.com offers great plans suitable for any credit repair needs, with competitive prices. The advanced plan also offers identity theft protection and insurance, which is more than most credit repair companies could offer.